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Appraisals explained plainly.

Settling a claim is full of technical terms with real money behind them. In these articles we explain the most important of them so that you can judge your own entitlements – no small print and nothing being sold.

All articles

From practice.

Every article comes out of the practice's daily work – out of cases in which exactly these questions were argued over.

An appraiser documenting damage to a vehicle Article · 4 minutes

Who pays for the appraisal?

Who bears the appraiser's fee after a collision – and the cases in which there are exceptions.

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A vehicle being assessed before repair Article · 4 minutes

When do I need an appraiser?

How to tell whether your case needs a full report or whether a repair estimate is enough.

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A badly damaged vehicle after a collision Article · 5 minutes

Economic total loss

Replacement value, residual value and the 130 per cent threshold – what applies in an economic total loss.

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A company vehicle in the yard Article · 5 minutes

A collision in a company vehicle

What is handled differently after a collision in a commercially used vehicle than in a private one.

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Two vehicles after a head-on collision Article · 6 minutes

The first 24 hours

What to do immediately after a collision that was not your fault – and what to avoid.

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A vehicle being valued by the appraiser Article · 5 minutes

Merkantile Wertminderung

Why a repaired vehicle is worth less – and how that loss is calculated.

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A vehicle in a workshop before the calculation Article · 6 minutes

Settle notionally or repair

Payment on the basis of the report, or a repair with an invoice – the differences at a glance.

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A vehicle standing in the workshop during repair Article · 5 minutes

Loss of use & hire cars

For every day without your vehicle you are owed money – even without hiring a car. Many people do not know that.

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A damaged vehicle on a recovery truck Article · 5 minutes

Residual value & salvage exchanges

A residual value set too high costs you real money – and that is exactly where insurers apply pressure.

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A charging cable on an electric vehicle Article · 6 minutes

The EV battery after a collision

On an electric vehicle the most expensive component sits under the floor – and the damage is often invisible.

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A vehicle before its return to the lessor Article · 5 minutes

A lease return without extra charges

The return is the moment at which ordinary signs of use suddenly turn into four-figure demands.

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Instagram

Straight from the workshop.

Damage inspections, measurement protocols and vehicles on the lift – glimpses of the practice's daily work. The posts are in German.

Deniz Selbes, vehicle appraiser
@schwarzwald.kfzgutachter Schwarzwald KFZ Gutachter · Deniz Selbes appraisal practice www.schwarzwald-kfzgutachter.de
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0173 689 33 55Mon – Fri 6 am – 10 pm · Sat & Sun 6 am – 8 pm
Location

How to find us.

Head office in Schramberg-Sulgen, branch office in Rottweil. For the damage inspection we come to you in any case – on site, at the workshop or at your home.

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Head office
Schwarzwald KFZ Gutachter
Sachverständigenbüro Deniz Selbes
Karl-Kolb-Straße 13
78713 Schramberg-Sulgen
Branch office
Rottweiler Straße 10
78628 Rottweil
Opening hours
Mon – Fri 6:00 am – 10:00 pm
Sat & Sun 6:00 am – 8:00 pm
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